| 摘要 | 第5-7页 |
| ABSTRACT | 第7-8页 |
| CHAPTER 1. INTRODUCTION | 第13-21页 |
| 1.1 FROM IT To IT IMPACTS | 第13-15页 |
| 1.2 CLOUD COMPUTING AND USAGE BASED INSURANCE | 第15-17页 |
| 1.3 RESEARCH OBJECTIVES | 第17-19页 |
| 1.4 THESIS STRUCTURE | 第19-21页 |
| CHAPTER 2. IT BUSINESS SWITCHING:A STUDY OF CLOUD COMPUTINGDEPLOYMENT IN ORGANIZATION | 第21-59页 |
| 2.1 CHAPTER INTRODUCTION | 第21-24页 |
| 2.2 RELATED WORKS | 第24-31页 |
| 2.2.1 Switching to cloud in organization | 第24-25页 |
| 2.2.2 Organizational IT switching decision as a dual behavior | 第25-28页 |
| 2.2.3 Rational Choice Theory | 第28-30页 |
| 2.2.4 Cloud computing switching decision | 第30-31页 |
| 2.3 RESEARCH MODEL AND HYPOTHESES | 第31-36页 |
| 2.3.1 Value and cost of incumbent Information System | 第32-33页 |
| 2.3.2 Value and cost of cloud computing | 第33-35页 |
| 2.3.3 Cloud deployment decision-making | 第35-36页 |
| 2.4 RESEARCH METHODOLOGY | 第36-40页 |
| 2.4.1 Construct measures | 第36-38页 |
| 2.4.2 Sample and data collection | 第38-40页 |
| 2.5 DATA ANALYSIS | 第40-52页 |
| 2.5.1 Evaluation of non-response bias and common method bias | 第40-41页 |
| 2.5.2 Measurement model | 第41-46页 |
| 2.5.3 Structural model and findings | 第46-48页 |
| 2.5.4 Decision choice of cloud structure deployment | 第48-52页 |
| 2.6 DISCUSSIONS | 第52-59页 |
| 2.6.1 Major findings | 第53-55页 |
| 2.6.2 Limitations and future research | 第55页 |
| 2.6.3 Theoretical implications | 第55-56页 |
| 2.6.4 Practical implications | 第56-59页 |
| CHAPTER 3. IT-DRIVEN BUSINESS:A STUDY OF USAGE-BASED INSURANCE MODELS | 第59-89页 |
| 3.1. CHAPTER INTRODUCTION | 第59-61页 |
| 3.2. RELATED LITERATURE REVIEW | 第61-66页 |
| 3.2.1 Development of UBI pricing strategies | 第61-62页 |
| 3.2.2 Behavior-based variables for UBI | 第62-63页 |
| 3.2.3 On-board device behavior records for driving risk evaluation | 第63-64页 |
| 3.2.4 Driving Risk-level classification models | 第64-65页 |
| 3.2.5 Vehicle insurance pricing model | 第65-66页 |
| 3.3. THE BEHAVIOR-CENTRIC VEHICLE INSURANCE' PRICING MODEL | 第66-73页 |
| 3.3.1 The extracted features for driving risk-level prediction | 第67-69页 |
| 3.3.2 The behavior-centric risk-level classification model | 第69-72页 |
| 3.3.3 The behavior-centric vehicle insurance pricing model (BVIP Model) | 第72-73页 |
| 3.4. PROTOTYPE FOR BEHAVIOR-CENTRIC VEHICLE PREMIUM CALCULATION | 第73-77页 |
| 3.5. VALIDATION | 第77-87页 |
| 3.5.1 Sample selection and data processing | 第77-79页 |
| 3.5.2 Risk-level classification validation | 第79-85页 |
| 3.5.3 The effectiveness of prototype for insurance business | 第85-87页 |
| 3.6. DISCUSSIONS | 第87-89页 |
| 3.6.1 Theoretical and practical implications | 第87-88页 |
| 3.6.2 Research limitations and future works | 第88-89页 |
| CHAPTER 4. CONCLUSION | 第89-91页 |
| BIBLIOGRAPHY | 第91-107页 |
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